West Alabama Bank & Trust
Reform, AL — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | West Alabama Bank & Trust | All Insured Commercial Banks in Alabama |
| 12-31-2016 | 3.599 | 3.872 |
| 09-30-2016 | 3.613 | 3.875 |
| 06-30-2016 | 3.598 | 3.868 |
| 03-31-2016 | 3.614 | 3.852 |
| 12-31-2015 | 3.546 | 3.863 |
| 09-30-2015 | 3.525 | 3.873 |
| 06-30-2015 | 3.503 | 3.848 |
| 03-31-2015 | 3.45 | 3.817 |
| 12-31-2014 | 3.475 | 3.919 |
| 09-30-2014 | 3.467 | 3.912 |
| 06-30-2014 | 3.462 | 3.91 |
| 03-31-2014 | 3.462 | 3.883 |
| 12-31-2013 | 3.576 | 3.919 |
| 09-30-2013 | 3.586 | 3.906 |
| 06-30-2013 | 3.561 | 3.873 |
| 03-31-2013 | 3.536 | 3.843 |
| 12-31-2012 | 3.25 | 3.995 |
| 09-30-2012 | 3.173 | 3.988 |
| 06-30-2012 | 3.146 | 3.984 |
| 03-31-2012 | 3.106 | 3.98 |
| 12-31-2011 | 3.172 | 4.034 |
| 09-30-2011 | 3.23 | 4.025 |
| 06-30-2011 | 3.211 | 3.999 |
| 03-31-2011 | 3.291 | 3.922 |
| 12-31-2010 | 3.321 | 3.908 |
| 09-30-2010 | 3.361 | 3.9 |
| 06-30-2010 | 3.387 | 3.897 |
| 03-31-2010 | 3.372 | 3.858 |
| 12-31-2009 | 3.461 | 3.722 |
| 09-30-2009 | 3.348 | 3.689 |
| 06-30-2009 | 3.32 | 3.628 |
| 03-31-2009 | 3.672 | 3.61 |
| 12-31-2008 | 3.864 | 3.764 |
| 09-30-2008 | 3.953 | 3.833 |
| 06-30-2008 | 3.981 | 3.838 |
| 03-31-2008 | 3.99 | 3.87 |
| 12-31-2007 | 4.02 | 4.13 |
| 09-30-2007 | 3.986 | 4.16 |
| 06-30-2007 | 3.985 | 4.121 |
| 03-31-2007 | 3.993 | 4.121 |
| 12-31-2006 | 4.052 | 4.334 |
| 09-30-2006 | 4.068 | 4.341 |
| 06-30-2006 | 4.061 | 4.342 |
| 03-31-2006 | 4.051 | 4.304 |
| 12-31-2005 | 3.845 | 4.306 |
| 09-30-2005 | 3.79 | 4.266 |
| 06-30-2005 | 3.788 | 4.24 |
| 03-31-2005 | 3.788 | 4.181 |
| 12-31-2004 | 3.822 | 4.241 |
| 09-30-2004 | 3.816 | 4.245 |
| 06-30-2004 | 3.847 | 4.218 |
| 03-31-2004 | 3.848 | 4.232 |
| 12-31-2003 | 3.728 | 4.195 |
| 09-30-2003 | 3.737 | 4.196 |
| 06-30-2003 | 3.821 | 4.18 |
| 03-31-2003 | 3.929 | 4.185 |
| 12-31-2002 | 4.324 | 4.381 |