Net Income Analysis ( % relative to Total Revenue )
Income Statement Wayne Bank And Trust Co. All Insured Commercial Banks in Indiana
Interest and Fees on Loans 4,983 17,558
Income from Lease Financing Receivables — 63
— 140
Estimated Tax Benefit from Tax-Exempt Loan Income — 73
Income on Loans and Leases (TE) 4,983 17,832
Investment Interest Income (TE) 736 2,939
Total Interest Income (TE) 5,760 21,400
Total Interest Expense 221 2,125
Net Interest Income (TE) 5,539 19,222
Non-Interest Income 741 5,497
Adjusted Operating Income (TE) 6,280 24,709
Non-interest Expense 5,260 15,248
Provision for Loan & Lease Losses 1 481
Pretax Operating Income (TE) 1,019 8,741
Pretax Net Operating Income (TE) 1,169 8,865
Applicable Income Taxes — 2,204
Net Operating Income 956 6,062
Net Income 956 6,062
Cash Dividends Declared 553 3,093
Retained Earnings 403 2,557