Wayne Bank And Trust Co.
Cambridge City, IN — State Member Bank
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Net Interest Margin Over Time
| Net Interest Margin | Wayne Bank And Trust Co. | All Insured Commercial Banks in Indiana |
| 12-31-2016 | 4.292 | 3.682 |
| 09-30-2016 | 4.307 | 3.69 |
| 06-30-2016 | 4.308 | 3.687 |
| 03-31-2016 | 4.357 | 3.69 |
| 12-31-2015 | 4.419 | 3.701 |
| 09-30-2015 | 4.515 | 3.707 |
| 06-30-2015 | 4.519 | 3.696 |
| 03-31-2015 | 4.574 | 3.697 |
| 12-31-2014 | 4.597 | 3.744 |
| 09-30-2014 | 4.557 | 3.723 |
| 06-30-2014 | 4.556 | 3.692 |
| 03-31-2014 | 4.582 | 3.686 |
| 12-31-2013 | 3.848 | 3.697 |
| 09-30-2013 | 3.811 | 3.674 |
| 06-30-2013 | 3.75 | 3.644 |
| 03-31-2013 | 3.787 | 3.654 |
| 12-31-2012 | 4.138 | 3.84 |
| 09-30-2012 | 4.136 | 3.841 |
| 06-30-2012 | 4.141 | 3.84 |
| 03-31-2012 | 4.108 | 3.852 |
| 12-31-2011 | 4.065 | 3.927 |
| 09-30-2011 | 4.12 | 3.945 |
| 06-30-2011 | 4.091 | 3.91 |
| 03-31-2011 | 4.151 | 3.886 |
| 12-31-2010 | 4.344 | 3.927 |
| 09-30-2010 | 4.158 | 3.926 |
| 06-30-2010 | 4.109 | 3.899 |
| 03-31-2010 | 4.102 | 3.882 |
| 12-31-2009 | 4.449 | 3.827 |
| 09-30-2009 | 4.442 | 3.799 |
| 06-30-2009 | 4.458 | 3.747 |
| 03-31-2009 | 4.645 | 3.76 |
| 12-31-2008 | 4.553 | 3.796 |
| 09-30-2008 | 4.529 | 3.799 |
| 06-30-2008 | 4.483 | 3.759 |
| 03-31-2008 | 4.137 | 3.708 |
| 12-31-2007 | 3.449 | 3.832 |
| 09-30-2007 | 3.43 | 3.857 |
| 06-30-2007 | 3.508 | 3.839 |
| 03-31-2007 | 3.475 | 3.8 |
| 12-31-2006 | 3.301 | 3.939 |
| 09-30-2006 | 3.468 | 3.963 |
| 06-30-2006 | 3.627 | 3.96 |
| 03-31-2006 | 3.612 | 3.931 |
| 12-31-2005 | 4.242 | 3.957 |
| 09-30-2005 | 4.316 | 3.984 |
| 06-30-2005 | 4.436 | 3.958 |
| 03-31-2005 | 4.67 | 3.903 |
| 12-31-2004 | 4.358 | 3.966 |
| 09-30-2004 | 4.336 | 3.97 |
| 06-30-2004 | 3.999 | 3.933 |
| 03-31-2004 | 3.96 | 3.923 |
| 12-31-2003 | 4.694 | 4.016 |
| 09-30-2003 | 4.777 | 4.016 |
| 06-30-2003 | 4.62 | 4.034 |
| 03-31-2003 | 4.474 | 4.061 |
| 12-31-2002 | 5.271 | 4.221 |