Waukegan Savings Bank
Waukegan, IL — State Savings Bank
Acquired Aug 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Waukegan Savings Bank | All Insured Savings Banks in Illinois |
Interest and Fees on Loans | 1,627 | 2,774 |
Income from Lease Financing Receivables | — | 1 |
— | 1 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
Income on Loans and Leases (TE) | 1,627 | 2,777 |
Investment Interest Income (TE) | 100 | 549 |
Total Interest Income (TE) | 1,733 | 3,475 |
Total Interest Expense | 346 | 759 |
Net Interest Income (TE) | 1,387 | 2,713 |
Non-Interest Income | 420 | 579 |
Adjusted Operating Income (TE) | 1,807 | 3,465 |
Non-interest Expense | 3,445 | 2,739 |
Provision for Loan & Lease Losses | 695 | 422 |
Pretax Operating Income (TE) | -2,333 | 430 |
Pretax Net Operating Income (TE) | -2,329 | 448 |
Applicable Income Taxes | — | 181 |
Net Operating Income | -2,329 | 238 |
Net Income | -2,329 | 237 |
Cash Dividends Declared | — | 18 |
Retained Earnings | -2,329 | 150 |