Net Income Analysis ( % relative to Total Revenue )
Income Statement Waukegan Savings Bank All Insured Savings Banks in Illinois
Interest and Fees on Loans 1,627 2,774
Income from Lease Financing Receivables — 1
— 1
Estimated Tax Benefit from Tax-Exempt Loan Income — 0
Income on Loans and Leases (TE) 1,627 2,777
Investment Interest Income (TE) 100 549
Total Interest Income (TE) 1,733 3,475
Total Interest Expense 346 759
Net Interest Income (TE) 1,387 2,713
Non-Interest Income 420 579
Adjusted Operating Income (TE) 1,807 3,465
Non-interest Expense 3,445 2,739
Provision for Loan & Lease Losses 695 422
Pretax Operating Income (TE) -2,333 430
Pretax Net Operating Income (TE) -2,329 448
Applicable Income Taxes — 181
Net Operating Income -2,329 238
Net Income -2,329 237
Cash Dividends Declared — 18
Retained Earnings -2,329 150