Efficiency Ratio Over Time
Efficiency Ratio Watertown Savings Bank All Insured Savings Banks in New York
12-31-2016 61.925 79.875
09-30-2016 58.511 80.244
06-30-2016 57.001 80.761
03-31-2016 58.687 81.891
12-31-2015 61.699 81.188
09-30-2015 58.543 80.78
06-30-2015 59.498 81.625
03-31-2015 59.374 81.144
12-31-2014 61.916 81.5
09-30-2014 59.34 81.154
06-30-2014 58.483 82.036
03-31-2014 57.24 82.469
12-31-2013 61.246 83.047
09-30-2013 60.656 80.42
06-30-2013 60.462 78.514
03-31-2013 60.573 79.595
12-31-2012 58.363 76.852
09-30-2012 56.539 75.931
06-30-2012 57.157 75.541
03-31-2012 58.022 76.87
12-31-2011 64.491 72.595
09-30-2011 63.103 73.05
06-30-2011 64.786 70.955
03-31-2011 66.347 70.532
12-31-2010 75.339 71.676
09-30-2010 75.862 72.023
06-30-2010 74.772 72.438
03-31-2010 75.898 71.936
12-31-2009 78.604 75.523
09-30-2009 76.952 75.325
06-30-2009 80.764 74.64
03-31-2009 79.493 74.76
12-31-2008 76.255 70.849
09-30-2008 72.597 71.76
06-30-2008 68.269 74.455
03-31-2008 73.437 74.057
12-31-2007 67.955 68.566
09-30-2007 71.907 67.443
06-30-2007 71.738 67.274
03-31-2007 71.589 69.754
12-31-2006 67.046 69.186
09-30-2006 71.166 69.352
06-30-2006 70.544 70.466
03-31-2006 70.139 70.109
12-31-2005 70.452 69.241
09-30-2005 71.37 67.609
06-30-2005 72.637 67.453
03-31-2005 73.13 67.149
12-31-2004 70.638 64.696
09-30-2004 74.448 65.084
06-30-2004 73.494 64.915
03-31-2004 73.232 64.837
12-31-2003 74.491 64.774
09-30-2003 73.581 62.46
06-30-2003 73.174 61.819
03-31-2003 74.309 60.994
12-31-2002 72.578 62.443