Assets
Liabilities
Assets Watertown Savings Bank All Insured Savings Banks in New York
Total Assets 635,649,000 1,085,598,951
Loans & Leases 392,149,000 834,967,902
Real Estate Loans 353,447 795,968
Commercial Loans 35,642 42,309
Individual Loans 7,072 3,567
Agricultural Loans 60 55
Other Loans and Leases in Domestic and Foreign Offices 79 1,206
Loan and Lease Allowance (4,151) (8,129)
Unearned Income on Loans — (7)
Securities 131,191,000 145,068,366
U.S. Treasury and Agency Securities 89,522 109,808
Municipal Securities 14,984 9,157
Foreign Debt Securities — 47
All Other Securities 26,685 26,057
Cash & Balances due from depository institutions 56,655,000 41,700,268
Noninterest-Bearing Cash and Due From Banks 8,091 9,981
Interest-Bearing Bank Balances 48,564 31,720
Federal Funds Sold and Resales — 433
Trading Account Assets — 532
Premises and fixed assets (including capitalized leases) 12,094 12,295
Other Real Estate Owned 646 1,072
Direct and Indirect Investments in Real Estate Ventures — 13
Investment in Unconsolidated Subsidiaries 2,087 3
Acceptances and Other Assets 40,827 49,516
Liabilities Watertown Savings Bank All Insured Savings Banks in New York
Total Liabilities 635,649,000 1,233,802,610
Deposits 546,156,000 1,070,956,341
Demand Deposits 176,670 58,198
All NOW & ATS Accounts 1 28,273
Money Market Deposit Accounts 26,319 254,164
Other Nontransaction Savings 279,563 381,211
Time Deposits At Or Below Insurance Limit 48,736 218,851
Fully Insured Brokered Deposits 4,605 12,027
Less: Fully Insured Brokered Deposits (4,605) (12,027)
Time Deposits Above Insurance Limit 10,849 32,599
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year — 43,736
Federal Funds Purchased & Resales — 7,568
Federal Home Loan Bank Borrowing Maturing Over One Year — 32,200
Other Borrowings Maturing Under One Year — 3
Other Borrowing Maturing Over One Year — 233
Acceptances & Other Liabilities 4,018 13,920
Capital 89,493,000 162,846,268
Subordinated Notes and Debentures — 0
Total Equity 89,493 162,846