Vitals
  • Total Assets
    55.0M -3.9 %
  • Total Deposits
    45.8M -7.6 %
  • Total Net Loans
    42.8M -4.1 %
  • Net Income
    92000.0000 -36.6 %
  • Book Value
    6.0M 8.8 %
  • Book Value x2
    12.0M 8.8 %
  • Book Value x3
    18.0M 8.8 %
ROAA

.652

ROAE

6.145

Efficiency Ratio

83.835

Net Interest Margin

5.491

Balance Sheet Highlights
Financial Highlights Washington State Bank, National Association All Insured Commercial Banks in Washington
Balance Sheet $(000)
Total Assets 54,960 361,603
Total Net Loans 42,849 273,505
Total Deposits 45,763 291,314
Total Equity 5,990 37,430
Profitability
Net Income 92 1,873
Return on Average Assets .652 1.316
Return on Average Equity 6.145 13.096
Net Interest Margin 5.491 5.036
Efficiency Ratio 83.835 66.171
Noninterest Income/Revenue 4.011 11.393
Balance Sheet Ratios
Loan-to-Deposit 93.632 91.072
Securities/Assets .091 .272
Total Equity/Total Assets .109 .104
Tangible Equity/Tangible Assets .109 .043
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,122 35,604
Tier 2 Capital 549 4,300
Total Capital 6,671 39,404
Total Risk Weighted Assets 43,909 305,729
Leverage Ratio 10.84 10.892
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.94 13.337
Total Capital Ratio 15.19 14.512

Timeline for Washington State Bank, National Association

Heritage Bank

Washington State Bank, National Association was acquired by Heritage Bank 17 years

View Profile Jun 01 2006

Washington State Bank, National Association

Washington State Bank, National Association was established 31 years ago and is currently headquartered in Federal Way, WA.

Oct 01 1992

Western Washington Bancorp

Western Washington Bancorp became a new parent organization for Washington State Bank, National Association.

View Profile Oct 01 1992
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Heritage Bank Buyer 3,843,504 Acquisition Discontinued 6/1/2006
Relationships Role Relationship Start Relationship End
Western Washington Bancorp Parent 10/1/1992 5/31/2006
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