Net Income Analysis ( % relative to Total Revenue )
Income Statement Visionbank Of Iowa All Insured Commercial Banks in Iowa
Interest and Fees on Loans 987 1,259
Income from Lease Financing Receivables — 92
3 31
Estimated Tax Benefit from Tax-Exempt Loan Income — 16
Income on Loans and Leases (TE) 987 1,268
Investment Interest Income (TE) 35 322
Total Interest Income (TE) 1,033 1,582
Total Interest Expense 466 443
Net Interest Income (TE) 567 1,136
Non-Interest Income 21 179
Adjusted Operating Income (TE) 588 1,315
Non-interest Expense 820 789
Provision for Loan & Lease Losses 750 294
Pretax Operating Income (TE) -982 409
Pretax Net Operating Income (TE) -939 418
Applicable Income Taxes — 89
Net Operating Income -939 321
Net Income -939 321
Cash Dividends Declared — 392
Retained Earnings -939 193