Vintage Bank
Waxahachie, TX — Domestic Branch of a Domestic Bank
Acquired May 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Vintage Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 1,795 | 2,369 |
Income from Lease Financing Receivables | — | 0 |
— | 8 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 4 |
Income on Loans and Leases (TE) | 1,795 | 2,382 |
Investment Interest Income (TE) | 54 | 496 |
Total Interest Income (TE) | 1,868 | 2,990 |
Total Interest Expense | 138 | 238 |
Net Interest Income (TE) | 1,730 | 2,740 |
Non-Interest Income | 418 | 561 |
Adjusted Operating Income (TE) | 2,148 | 3,370 |
Non-interest Expense | 1,430 | 2,181 |
Provision for Loan & Lease Losses | — | 75 |
Pretax Operating Income (TE) | 718 | 1,074 |
Pretax Net Operating Income (TE) | 718 | 1,107 |
Applicable Income Taxes | — | 128 |
Net Operating Income | 713 | 860 |
Net Income | 713 | 858 |
Cash Dividends Declared | 242 | 243 |
Retained Earnings | 471 | 530 |