Village Bank
Springfield, MO — Domestic Branch of a Domestic Bank
Acquired Mar 2011
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Village Bank | All Insured Commercial Banks in Missouri |
Interest and Fees on Loans | 3,220 | 7,726 |
Income from Lease Financing Receivables | — | 8 |
23 | 27 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 10 |
Income on Loans and Leases (TE) | 3,220 | 7,755 |
Investment Interest Income (TE) | 249 | 1,064 |
Total Interest Income (TE) | 3,485 | 9,063 |
Total Interest Expense | 1,855 | 2,288 |
Net Interest Income (TE) | 1,630 | 6,661 |
Non-Interest Income | 141 | 1,356 |
Adjusted Operating Income (TE) | 1,771 | 8,013 |
Non-interest Expense | 2,739 | 5,245 |
Provision for Loan & Lease Losses | 80 | 1,119 |
Pretax Operating Income (TE) | -1,048 | 1,598 |
Pretax Net Operating Income (TE) | -772 | 1,679 |
Applicable Income Taxes | — | 270 |
Net Operating Income | -772 | 1,308 |
Net Income | -772 | 1,308 |
Cash Dividends Declared | — | 672 |
Retained Earnings | -772 | 479 |