Villa Park Trust & Savings Bank
Villa Park, IL — Domestic Branch of a Domestic Bank
Acquired Dec 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Villa Park Trust & Savings Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 10,125 | 5,401 |
Income from Lease Financing Receivables | — | 1,364 |
10 | 118 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 5 | 61 |
Income on Loans and Leases (TE) | 10,130 | 5,458 |
Investment Interest Income (TE) | 1,718 | 1,242 |
Total Interest Income (TE) | 11,973 | 6,762 |
Total Interest Expense | 3,558 | 2,322 |
Net Interest Income (TE) | 8,415 | 4,468 |
Non-Interest Income | 922 | 850 |
Adjusted Operating Income (TE) | 9,337 | 5,376 |
Non-interest Expense | 4,758 | 3,160 |
Provision for Loan & Lease Losses | 187 | 507 |
Pretax Operating Income (TE) | 4,392 | 7,604 |
Pretax Net Operating Income (TE) | 4,392 | 7,806 |
Applicable Income Taxes | 1,328 | 2,617 |
Net Operating Income | 2,671 | 5,239 |
Net Income | 2,671 | 5,239 |
Cash Dividends Declared | 1,600 | 2,841 |
Retained Earnings | 1,071 | 3,686 |