Efficiency Ratio Over Time
Efficiency Ratio Villa Park Trust & Savings Bank All Insured Commercial Banks in Illinois
09-30-2005 50.961 63.135
06-30-2005 50.015 63.051
03-31-2005 49.849 63.149
12-31-2004 52.132 63.383
09-30-2004 52.329 62.952
06-30-2004 53.018 63.147
03-31-2004 53.889 63.481
12-31-2003 53.098 63.697
09-30-2003 50.679 62.506
06-30-2003 50.338 62.464
03-31-2003 50.838 62.651
12-31-2002 52.506 62.349