Vigilant Federal Savings Bank
Baltimore, MD — Domestic Branch of a Domestic Bank
Acquired Jun 2013
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Vigilant Federal Savings Bank | All Insured Savings Banks in Maryland |
Interest and Fees on Loans | 469 | 1,897 |
Income from Lease Financing Receivables | — | 0 |
— | 0 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
Income on Loans and Leases (TE) | 469 | 1,897 |
Investment Interest Income (TE) | 68 | 195 |
Total Interest Income (TE) | 568 | 2,162 |
Total Interest Expense | 95 | 482 |
Net Interest Income (TE) | 473 | 1,660 |
Non-Interest Income | 25 | 263 |
Adjusted Operating Income (TE) | 498 | 2,106 |
Non-interest Expense | 452 | 1,628 |
Provision for Loan & Lease Losses | -14 | 113 |
Pretax Operating Income (TE) | 60 | 231 |
Pretax Net Operating Income (TE) | 60 | 238 |
Applicable Income Taxes | 17 | 81 |
Net Operating Income | 40 | 170 |
Net Income | 40 | 165 |
Cash Dividends Declared | — | 0 |
Retained Earnings | 40 | 165 |