Efficiency Ratio Over Time
Efficiency Ratio Vigilant Federal Savings Bank All Insured Savings Banks in Maryland
03-31-2013 90.84 93.643
12-31-2012 83.114 83.783
09-30-2012 85.714 81.64
06-30-2012 85.488 80.364
03-31-2012 69.253 79.57