Vermont State Bank
Vermont, IL — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Vermont State Bank | All Insured Commercial Banks in Illinois |
| Interest and Fees on Loans | 1,242 | 8,415 |
| Income from Lease Financing Receivables | — | 4 |
| — | 41 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 20 |
| Income on Loans and Leases (TE) | 1,242 | 8,470 |
| Investment Interest Income (TE) | 53 | 1,438 |
| Total Interest Income (TE) | 1,306 | 10,200 |
| Total Interest Expense | 345 | 1,041 |
| Net Interest Income (TE) | 961 | 9,113 |
| Non-Interest Income | 72 | 2,030 |
| Adjusted Operating Income (TE) | 1,033 | 11,316 |
| Non-interest Expense | 743 | 7,442 |
| Provision for Loan & Lease Losses | 108 | 307 |
| Pretax Operating Income (TE) | 182 | 3,453 |
| Pretax Net Operating Income (TE) | 186 | 3,554 |
| Applicable Income Taxes | — | 569 |
| Net Operating Income | 184 | 2,671 |
| Net Income | 184 | 2,670 |
| Cash Dividends Declared | 50 | 1,225 |
| Retained Earnings | 134 | 1,214 |