Vitals
  • Total Assets
    185.9M
  • Total Deposits
    169.7M
  • Total Net Loans
    150.0M
  • Net Income
    1.0M
  • Book Value
    15.4M
  • Book Value x2
    30.7M
  • Book Value x3
    46.1M
ROAA

1.129

ROAE

13.6

Efficiency Ratio

52.728

Net Interest Margin

4.74

Balance Sheet Highlights
Financial Highlights Verdugo Banking Company All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 185,885 410,540
Total Net Loans 150,043 306,026
Total Deposits 169,656 327,427
Total Equity 15,356 44,232
Profitability
Net Income 1,010 14,059
Return on Average Assets 1.129 1.288
Return on Average Equity 13.6 12.905
Net Interest Margin 4.74 4.53
Efficiency Ratio 52.728 70.304
Noninterest Income/Revenue 5.734 21.024
Balance Sheet Ratios
Loan-to-Deposit 88.44 77.417
Securities/Assets .084 .612
Total Equity/Total Assets .083 .108
Tangible Equity/Tangible Assets .083 -.48
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 15,342 37,886
Tier 2 Capital 2,029 5,197
Total Capital 17,371 42,054
Total Risk Weighted Assets 161,856 305,799
Leverage Ratio 8.41 10.197
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.48 14.01
Total Capital Ratio 10.73 15.245

Timeline for Verdugo Banking Company

Pacific Western Bank

Verdugo Banking Company was acquired by Pacific Western Bank 20 years

View Profile Aug 23 2003

Verdugo Banking Company

Verdugo Banking Company was established 32 years ago and is currently headquartered in Glendale, CA.

Aug 19 1991
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pacific Western Bank Buyer 21,266,723 Acquisition Discontinued 8/23/2003
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
Petit Jean State Bank
 		Morrilton AR 184.1M
First Vision Bank Of Tennessee
 		Tullahoma TN 188.1M
Select Bank
 		Forest VA 188.7M
Marblehead Bank
 		Marblehead MA 194.0M
Pinnacle Bank
 		Marshalltown IA 191.8M
The Casey County Bank, Inc.
 		Liberty KY 176.1M
The Fidelity State Bank And Trust Company
 		Dodge City KS 175.6M
Eastern Savings Bank
 		Norwich CT 197.7M
Freedom Financial Bank
 		West Des Moines IA 173.9M
First Sentinel Bank
 		Richlands VA 195.3M