Net Income Analysis ( % relative to Total Revenue )
Income Statement Vantage Bank Of Alabama All Insured Commercial Banks in Alabama
Interest and Fees on Loans 4,053 8,354
Income from Lease Financing Receivables — 0
52 61
Estimated Tax Benefit from Tax-Exempt Loan Income 27 30
Income on Loans and Leases (TE) 4,080 8,404
Investment Interest Income (TE) 836 1,854
Total Interest Income (TE) 4,990 10,667
Total Interest Expense 369 1,209
Net Interest Income (TE) 4,621 9,419
Non-Interest Income 916 1,915
Adjusted Operating Income (TE) 5,537 11,331
Non-interest Expense 3,431 7,466
Provision for Loan & Lease Losses 80 339
Pretax Operating Income (TE) 2,026 3,581
Pretax Net Operating Income (TE) 2,026 3,690
Applicable Income Taxes 504 694
Net Operating Income 1,293 2,603
Net Income 1,293 2,603
Cash Dividends Declared 377 1,049
Retained Earnings 916 1,520