Van Wert Federal Savings Bank
Van Wert, OH — Federal Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Van Wert Federal Savings Bank | All Insured Savings Banks in Ohio |
| Interest and Fees on Loans | 2,652 | 8,135 |
| Income from Lease Financing Receivables | — | 0 |
| — | 0 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
| Income on Loans and Leases (TE) | 2,652 | 8,138 |
| Investment Interest Income (TE) | 508 | 715 |
| Total Interest Income (TE) | 3,201 | 9,195 |
| Total Interest Expense | 514 | 1,353 |
| Net Interest Income (TE) | 2,687 | 7,724 |
| Non-Interest Income | 328 | 2,631 |
| Adjusted Operating Income (TE) | 3,015 | 12,066 |
| Non-interest Expense | 2,420 | 8,142 |
| Provision for Loan & Lease Losses | 28 | 82 |
| Pretax Operating Income (TE) | 567 | 3,132 |
| Pretax Net Operating Income (TE) | 567 | 3,181 |
| Applicable Income Taxes | 106 | 581 |
| Net Operating Income | 461 | 2,413 |
| Net Income | 461 | 2,411 |
| Cash Dividends Declared | — | 1,481 |
| Retained Earnings | 461 | 881 |