Efficiency Ratio Over Time
Efficiency Ratio Valley State Bank All Insured Commercial Banks in Alabama
12-31-2016 63.393 69.238
09-30-2016 64.753 69.018
06-30-2016 64.678 69.728
03-31-2016 66.775 70.653
12-31-2015 60.744 71.218
09-30-2015 59.252 70.457
06-30-2015 63.53 70.592
03-31-2015 64.995 71.372
12-31-2014 65.985 71.785
09-30-2014 65.46 71.09
06-30-2014 66.552 71.632
03-31-2014 66.593 72.265
12-31-2013 69.192 72.589
09-30-2013 68.911 70.992
06-30-2013 66.494 71.155
03-31-2013 65.965 72.098
12-31-2012 66.63 72.371
09-30-2012 66.157 71.479
06-30-2012 63.92 71.58
03-31-2012 63.605 71.124
12-31-2011 68.412 72.839
09-30-2011 71.997 71.333
06-30-2011 71.88 71.67
03-31-2011 72.518 73.166
12-31-2010 67.626 73.319
09-30-2010 69.655 71.132
06-30-2010 68.394 70.04
03-31-2010 67.733 69.316
12-31-2009 91.115 75.318
09-30-2009 98.184 74.94
06-30-2009 108.302 77.407
03-31-2009 63.181 72.709
12-31-2008 55.858 74.406
09-30-2008 56.058 69.842
06-30-2008 55.7 69.184
03-31-2008 52.602 68.129
12-31-2007 71.27 63.817
09-30-2007 72.471 62.434
06-30-2007 70.031 61.116
03-31-2007 73.55 61.026
12-31-2006 66.946 59.812
09-30-2006 68.249 58.324
06-30-2006 64.328 58.46
03-31-2006 63.805 58.639
12-31-2005 68.733 59.887
09-30-2005 68.537 59.15
06-30-2005 74.018 59.137
03-31-2005 51.473 59.254
12-31-2004 43.349 60.786
09-30-2004 41.84 59.87
06-30-2004 40.802 60.106
03-31-2004 40.181 61.244
12-31-2003 40.929 61.448
09-30-2003 40.72 60.518
06-30-2003 40.906 60.565
03-31-2003 47.344 61.756
12-31-2002 47.833 59.281