Assets
Liabilities
Assets Valley State Bank All Insured Commercial Banks in Alabama
Total Assets 121,785,000 251,695,336
Loans & Leases 48,625,000 152,798,882
Real Estate Loans 34,270 116,344
Commercial Loans 7,580 25,135
Individual Loans 2,536 8,279
Agricultural Loans 2,917 1,588
Other Loans and Leases in Domestic and Foreign Offices 2,429 3,521
Loan and Lease Allowance (990) (2,039)
Unearned Income on Loans (117) (29)
Securities 64,363,000 63,254,473
U.S. Treasury and Agency Securities 52,920 36,576
Municipal Securities 10,387 24,436
Foreign Debt Securities — 7
All Other Securities 1,056 2,235
Cash & Balances due from depository institutions 6,499,000 18,623,409
Noninterest-Bearing Cash and Due From Banks 6,499 6,824
Interest-Bearing Bank Balances — 11,799
Federal Funds Sold and Resales — 2,444
Trading Account Assets — 0
Premises and fixed assets (including capitalized leases) 612 5,294
Other Real Estate Owned 376 1,053
Direct and Indirect Investments in Real Estate Ventures — 0
Investment in Unconsolidated Subsidiaries — 2
Acceptances and Other Assets 1,310 8,226
Liabilities Valley State Bank All Insured Commercial Banks in Alabama
Total Liabilities 121,785,000 245,942,936
Deposits 101,954,000 215,087,582
Demand Deposits 12,430 37,523
All NOW & ATS Accounts 53,502 25,367
Money Market Deposit Accounts 198 51,017
Other Nontransaction Savings 5,314 23,616
Time Deposits At Or Below Insurance Limit 21,656 57,161
Fully Insured Brokered Deposits — 3,234
Less: Fully Insured Brokered Deposits — (3,234)
Time Deposits Above Insurance Limit 8,721 15,181
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year — 1,048
Federal Funds Purchased & Resales — 440
Federal Home Loan Bank Borrowing Maturing Over One Year — 2,186
Other Borrowings Maturing Under One Year — 0
Other Borrowing Maturing Over One Year — 1
Acceptances & Other Liabilities 133 1,548
Capital 19,831,000 30,855,355
Subordinated Notes and Debentures — 0
Total Equity 19,831 30,855