Net Interest Margin Over Time
Net Interest Margin Valley State Bank All Insured Commercial Banks in Alabama
12-31-2016 2.873 3.872
09-30-2016 2.828 3.875
06-30-2016 2.845 3.868
03-31-2016 2.804 3.852
12-31-2015 2.823 3.863
09-30-2015 2.873 3.873
06-30-2015 2.847 3.848
03-31-2015 2.746 3.817
12-31-2014 2.659 3.919
09-30-2014 2.596 3.912
06-30-2014 2.522 3.91
03-31-2014 2.455 3.883
12-31-2013 2.378 3.919
09-30-2013 2.284 3.906
06-30-2013 2.272 3.873
03-31-2013 2.253 3.843
12-31-2012 2.494 3.995
09-30-2012 2.534 3.988
06-30-2012 2.611 3.984
03-31-2012 2.634 3.98
12-31-2011 2.744 4.034
09-30-2011 2.723 4.025
06-30-2011 2.746 3.999
03-31-2011 2.754 3.922
12-31-2010 3.099 3.908
09-30-2010 3.193 3.9
06-30-2010 3.171 3.897
03-31-2010 3.144 3.858
12-31-2009 3.093 3.722
09-30-2009 3.153 3.689
06-30-2009 3.194 3.628
03-31-2009 3.517 3.61
12-31-2008 3.53 3.764
09-30-2008 3.411 3.833
06-30-2008 3.336 3.838
03-31-2008 3.317 3.87
12-31-2007 2.336 4.13
09-30-2007 2.244 4.16
06-30-2007 2.176 4.121
03-31-2007 1.895 4.121
12-31-2006 2.271 4.334
09-30-2006 2.257 4.341
06-30-2006 2.273 4.342
03-31-2006 2.148 4.304
12-31-2005 2.704 4.306
09-30-2005 2.821 4.266
06-30-2005 2.903 4.24
03-31-2005 2.972 4.181
12-31-2004 3.235 4.241
09-30-2004 3.284 4.245
06-30-2004 3.343 4.218
03-31-2004 3.291 4.232
12-31-2003 3.397 4.195
09-30-2003 3.437 4.196
06-30-2003 3.427 4.18
03-31-2003 2.893 4.185
12-31-2002 3.435 4.381