Valley Republic Bank
Bakersfield, CA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Valley Republic Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 14,930 | 39,600 |
Income from Lease Financing Receivables | — | 93 |
123 | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 58 | 21 |
Income on Loans and Leases (TE) | 14,988 | 39,939 |
Investment Interest Income (TE) | 1,684 | 4,547 |
Total Interest Income (TE) | 17,187 | 46,718 |
Total Interest Expense | 977 | 3,460 |
Net Interest Income (TE) | 16,210 | 42,511 |
Non-Interest Income | 1,704 | 7,405 |
Adjusted Operating Income (TE) | 17,914 | 56,117 |
Non-interest Expense | 10,285 | 31,848 |
Provision for Loan & Lease Losses | 789 | 726 |
Pretax Operating Income (TE) | 6,840 | 20,596 |
Pretax Net Operating Income (TE) | 6,985 | 21,052 |
Applicable Income Taxes | 2,197 | 7,212 |
Net Operating Income | 4,513 | 12,949 |
Net Income | 4,513 | 12,577 |
Cash Dividends Declared | 150 | 2,927 |
Retained Earnings | 4,363 | 8,927 |