Net Income Analysis ( % relative to Total Revenue )
Income Statement Valley Bank All Insured Commercial Banks in Nevada
Interest and Fees on Loans 21,949 40,591
Income from Lease Financing Receivables — 31
— 84
Estimated Tax Benefit from Tax-Exempt Loan Income — 45
Income on Loans and Leases (TE) 21,949 40,603
Investment Interest Income (TE) 1,034 18,645
Total Interest Income (TE) 24,659 45,214
Total Interest Expense 8,674 14,230
Net Interest Income (TE) 15,985 30,995
Non-Interest Income 228 7,338
Adjusted Operating Income (TE) 16,213 45,392
Non-interest Expense 6,441 21,744
Provision for Loan & Lease Losses 316 1,119
Pretax Operating Income (TE) 9,456 50,394
Pretax Net Operating Income (TE) 9,476 50,401
Applicable Income Taxes 3,251 19,090
Net Operating Income 6,225 33,685
Net Income 6,225 33,685
Cash Dividends Declared — 36,341
Retained Earnings 6,225 16,212