Valley Bank
Las Vegas, NV — Domestic Branch of a Domestic Bank
Acquired Oct 2006
Efficiency Ratio Over Time
| Efficiency Ratio | Valley Bank | All Insured Commercial Banks in Nevada |
| 09-30-2006 | 39.727 | 54.712 |
| 06-30-2006 | 39.746 | 55.238 |
| 03-31-2006 | 42.157 | 57.765 |
| 12-31-2005 | 40.178 | 62.107 |
| 09-30-2005 | 40.003 | 63.73 |
| 06-30-2005 | 40.466 | 57.5 |
| 03-31-2005 | 45.852 | 59.411 |
| 12-31-2004 | 49.117 | 61.055 |
| 09-30-2004 | 50.482 | 60.665 |
| 06-30-2004 | 51.416 | 62.589 |
| 03-31-2004 | 54.145 | 63.499 |
| 12-31-2003 | 64.655 | 68.183 |
| 09-30-2003 | 67.23 | 69.216 |
| 06-30-2003 | 69.817 | 72.455 |
| 03-31-2003 | 72.427 | 72.643 |
| 12-31-2002 | 67.677 | 78.762 |