Vitals
  • Total Assets
    70.8M -1.8 %
  • Total Deposits
    54.2M 0.1 %
  • Total Net Loans
    44.9M 8.2 %
  • Net Income
    301000.0000 -68.2 %
  • Book Value
    13.2M -3.4 %
  • Book Value x2
    26.3M -3.4 %
  • Book Value x3
    39.5M -3.4 %
ROAA

.565

ROAE

3.093

Efficiency Ratio

56.926

Net Interest Margin

3.531

Balance Sheet Highlights
Financial Highlights Valley Bank & Trust All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 70,784 189,925
Total Net Loans 44,857 128,162
Total Deposits 54,202 155,733
Total Equity 13,173 22,153
Profitability
Net Income 301 1,719
Return on Average Assets .565 1.182
Return on Average Equity 3.093 10.125
Net Interest Margin 3.531 3.602
Efficiency Ratio 56.926 59.491
Noninterest Income/Revenue 9.995 13.325
Balance Sheet Ratios
Loan-to-Deposit 82.759 78.121
Securities/Assets .126 .199
Total Equity/Total Assets .186 .117
Tangible Equity/Tangible Assets .136 .113
Capital Adequacy
Tier 1 Common Capital 8,885 20,428
Tier 1 Capital 8,885 20,449
Tier 2 Capital 447 1,548
Total Capital 9,332 22,011
Total Risk Weighted Assets 53,292 144,061
Leverage Ratio 13.43 11.062
Common Equity Tier 1 Capital Ratio 16.67 15.828
Tier 1 Capital Ratio 16.67 15.847
Total Capital Ratio 17.51 16.9

Timeline for Valley Bank & Trust

Beulah Bancorporation, Inc.

Beulah Bancorporation, Inc. became a new parent organization for Valley Bank & Trust.

View Profile Feb 23 2006

Farmers Savings Bank

Acquisition: Valley Bank & Trust acquired a new subsidiary, Farmers Savings Bank, 29 years

View Profile Jan 01 1995

Valley Bancshares, Inc.

Valley Bancshares, Inc. became a new parent organization for Valley Bank & Trust.

View Profile Jul 10 1985

Valley Bank & Trust

Valley Bank & Trust was established 146 years ago and is currently headquartered in Mapleton, IA.

Oct 03 1878
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Farmers Savings Bank Seller 12,272 Discontinued 1/1/1995
Relationships Role Relationship Start Relationship End
Beulah Bancorporation, Inc. Parent 2/23/2006
Valley Bancshares, Inc. Parent 7/10/1985 2/22/2006
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