Vitals
  • Total Assets
    180.9M 3.1 %
  • Total Deposits
    164.8M 3.2 %
  • Total Net Loans
    51.3M 15.9 %
  • Net Income
    1.8M 7.3 %
  • Book Value
    15.4M 1.7 %
  • Book Value x2
    30.8M 1.7 %
  • Book Value x3
    46.2M 1.7 %
ROAA

1.051

ROAE

12.064

Efficiency Ratio

54.751

Net Interest Margin

2.384

Balance Sheet Highlights
Financial Highlights Valley Bank Of Commerce All Insured Commercial Banks in New Mexico
Balance Sheet $(000)
Total Assets 180,891 339,861
Total Net Loans 51,315 173,600
Total Deposits 164,827 292,057
Total Equity 15,416 32,782
Profitability
Net Income 1,807 4,263
Return on Average Assets 1.051 1.173
Return on Average Equity 12.064 11.107
Net Interest Margin 2.384 3.853
Efficiency Ratio 54.751 66.802
Noninterest Income/Revenue 13.258 16.429
Balance Sheet Ratios
Loan-to-Deposit 31.133 55.841
Securities/Assets .003 .309
Total Equity/Total Assets .085 .096
Tangible Equity/Tangible Assets .085 .094
Capital Adequacy
Tier 1 Common Capital 15,417 32,911
Tier 1 Capital 15,417 32,911
Tier 2 Capital 731 2,368
Total Capital 16,148 35,303
Total Risk Weighted Assets 58,380 207,548
Leverage Ratio 8.15 10.492
Common Equity Tier 1 Capital Ratio 26.41 19.329
Tier 1 Capital Ratio 26.41 19.329
Total Capital Ratio 27.66 20.505

Timeline for Valley Bank Of Commerce

Commerce Insurance Agency, Inc.

Commerce Insurance Agency, Inc. became a new subsidiary organization for Valley Bank Of Commerce.

View Profile Jan 01 2000

Commerce Bancshares Of Roswell, Inc.

Commerce Bancshares Of Roswell, Inc. became a new parent organization for Valley Bank Of Commerce.

View Profile Jul 31 1985

Valley Bank Of Commerce

Valley Bank Of Commerce was established 46 years ago and is currently headquartered in Roswell, NM.

Feb 01 1978
Relationships Role Relationship Start Relationship End
Commerce Bancshares Of Roswell, Inc. Parent 12/30/1992
Commerce Bancshares Of Roswell, Inc. Parent 7/31/1985 12/29/1992
Commerce Insurance Agency, Inc. Subsidary 1/1/2000 12/31/2000
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