Vitals
  • Total Assets
    42.3M -3.9 %
  • Total Deposits
    34.5M -6.3 %
  • Total Net Loans
    22.3M 1.0 %
  • Net Income
    53000.0000 -82.1 %
  • Book Value
    5.8M -2.0 %
  • Book Value x2
    11.6M -2.0 %
  • Book Value x3
    17.5M -2.0 %
ROAA

.252

ROAE

1.787

Efficiency Ratio

73.981

Net Interest Margin

3.423

Balance Sheet Highlights
Financial Highlights Valley Bank Minnesota All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 42,305 109,472
Total Net Loans 22,290 77,584
Total Deposits 34,499 89,899
Total Equity 5,823 11,174
Profitability
Net Income 53 679
Return on Average Assets .252 1.039
Return on Average Equity 1.787 9.932
Net Interest Margin 3.423 3.976
Efficiency Ratio 73.981 73.728
Noninterest Income/Revenue 13.469 10.718
Balance Sheet Ratios
Loan-to-Deposit 64.611 83.099
Securities/Assets .25 .251
Total Equity/Total Assets .138 .102
Tangible Equity/Tangible Assets .084 .046
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,468 10,359
Tier 2 Capital 351 997
Total Capital 3,819 11,350
Total Risk Weighted Assets 28,023 85,144
Leverage Ratio 8.7 9.757
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.38 13.181
Total Capital Ratio 13.63 14.302

Timeline for Valley Bank Minnesota

Valley Bank

Valley Bank Minnesota was acquired by Valley Bank 14 years

View Profile Jul 25 2009

Frandsen Financial Corporation

Frandsen Financial Corporation became a new parent organization for Valley Bank Minnesota.

View Profile Jul 31 1998

Valley Bank Minnesota

Valley Bank Minnesota was established 33 years ago and is currently headquartered in Jordan, MN.

Jan 02 1991

Taylor Bancshares, Inc.

Taylor Bancshares, Inc. became a new parent organization for Valley Bank Minnesota.

View Profile Jan 02 1991
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Valley Bank Buyer 249,084 Pooling of Interests Discontinued 7/25/2009
Relationships Role Relationship Start Relationship End
Frandsen Financial Corporation Parent 7/31/1998 7/24/2009
Taylor Bancshares, Inc. Parent 1/2/1991 7/30/1998
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