Vitals
  • Total Assets
    77.1M 7.3 %
  • Total Deposits
    65.9M 7.3 %
  • Total Net Loans
    45.6M 5.2 %
  • Net Income
    1.1M 8.0 %
  • Book Value
    10.1M 5.6 %
  • Book Value x2
    20.2M 5.6 %
  • Book Value x3
    30.4M 5.6 %
ROAA

1.539

ROAE

11.033

Efficiency Ratio

69.736

Net Interest Margin

4.537

Balance Sheet Highlights
Financial Highlights Utah Independent Bank All Insured Commercial Banks in Utah
Balance Sheet $(000)
Total Assets 77,103 4,912,170
Total Net Loans 45,638 3,384,143
Total Deposits 65,864 4,143,202
Total Equity 10,123 557,185
Profitability
Net Income 1,113 63,059
Return on Average Assets 1.539 1.948
Return on Average Equity 11.033 13.309
Net Interest Margin 4.537 5.332
Efficiency Ratio 69.736 52.902
Noninterest Income/Revenue 19.393 17.847
Balance Sheet Ratios
Loan-to-Deposit 69.291 82.591
Securities/Assets .116 .161
Total Equity/Total Assets .131 .113
Tangible Equity/Tangible Assets .131 .113
Capital Adequacy
Tier 1 Common Capital 10,214 503,365
Tier 1 Capital 10,214 526,634
Tier 2 Capital 803 26,392
Total Capital 11,017 554,451
Total Risk Weighted Assets 64,143 3,042,819
Leverage Ratio 13.37 12.466
Common Equity Tier 1 Capital Ratio 15.92 16.659
Tier 1 Capital Ratio 15.92 16.843
Total Capital Ratio 17.18 17.925

Timeline for Utah Independent Bank

Utah Independent Bank

Utah Independent Bank was established 46 years ago and is currently headquartered in Salina, UT.

Aug 29 1977
Relationships Role Relationship Start Relationship End
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