Usa Bank
Port Chester, NY — Non-member Bank
Acquired Jul 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Usa Bank | All Insured Commercial Banks in New York |
Interest and Fees on Loans | 3,848 | 11,763 |
Income from Lease Financing Receivables | — | 62 |
— | 10 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 4 |
Income on Loans and Leases (TE) | 3,848 | 11,989 |
Investment Interest Income (TE) | 623 | 3,156 |
Total Interest Income (TE) | 4,478 | 17,998 |
Total Interest Expense | 2,605 | 4,589 |
Net Interest Income (TE) | 1,873 | 11,756 |
Non-Interest Income | 133 | 4,491 |
Adjusted Operating Income (TE) | 2,006 | 18,551 |
Non-interest Expense | 6,443 | 12,562 |
Provision for Loan & Lease Losses | 295 | 1,857 |
Pretax Operating Income (TE) | -4,732 | 3,660 |
Pretax Net Operating Income (TE) | -4,533 | 4,055 |
Applicable Income Taxes | — | 1,246 |
Net Operating Income | -4,533 | 2,575 |
Net Income | -4,533 | 2,556 |
Cash Dividends Declared | — | 287 |
Retained Earnings | -4,533 | 1,864 |