Net Income Analysis ( % relative to Total Revenue )
Income Statement Us Metro Bank All Insured Commercial Banks in California
Interest and Fees on Loans 6,411 39,600
Income from Lease Financing Receivables — 93
— 41
Estimated Tax Benefit from Tax-Exempt Loan Income — 21
Income on Loans and Leases (TE) 6,411 39,939
Investment Interest Income (TE) — 4,547
Total Interest Income (TE) 6,703 46,718
Total Interest Expense 1,049 3,460
Net Interest Income (TE) 5,654 42,511
Non-Interest Income 3,542 7,405
Adjusted Operating Income (TE) 9,196 56,117
Non-interest Expense 7,002 31,848
Provision for Loan & Lease Losses -425 726
Pretax Operating Income (TE) 2,619 20,596
Pretax Net Operating Income (TE) 2,619 21,052
Applicable Income Taxes 23 7,212
Net Operating Income 2,596 12,949
Net Income 2,596 12,577
Cash Dividends Declared 29 2,927
Retained Earnings 2,567 8,927