Vitals
  • Total Assets
    166.7M 3.0 %
  • Total Deposits
    149.5M 5.0 %
  • Total Net Loans
    126.4M 7.5 %
  • Net Income
    2.2M 28.1 %
  • Book Value
    13.8M 7.8 %
  • Book Value x2
    27.6M 7.8 %
  • Book Value x3
    41.5M 7.8 %
ROAA

1.297

ROAE

15.991

Efficiency Ratio

58.864

Net Interest Margin

3.757

Balance Sheet Highlights
Financial Highlights United State Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 166,740 258,416
Total Net Loans 126,424 178,998
Total Deposits 149,549 217,087
Total Equity 13,825 28,107
Profitability
Net Income 2,159 2,724
Return on Average Assets 1.297 1.016
Return on Average Equity 15.991 9.475
Net Interest Margin 3.757 3.745
Efficiency Ratio 58.864 67.758
Noninterest Income/Revenue 10.651 16.937
Balance Sheet Ratios
Loan-to-Deposit 84.537 78.741
Securities/Assets .106 .158
Total Equity/Total Assets .083 .109
Tangible Equity/Tangible Assets .081 .106
Capital Adequacy
Tier 1 Common Capital 13,649 27,011
Tier 1 Capital 13,649 27,012
Tier 2 Capital 1,837 2,220
Total Capital 15,486 29,258
Total Risk Weighted Assets 146,982 195,723
Leverage Ratio 8.02 10.472
Common Equity Tier 1 Capital Ratio 9.29 14.947
Tier 1 Capital Ratio 9.29 14.954
Total Capital Ratio 10.54 16.077

Timeline for United State Bank

Usb Holdings Llc

Usb Holdings Llc became a new subsidiary organization for United State Bank.

View Profile Jan 08 2013

River Valley Bancshares, Incorporated

River Valley Bancshares, Incorporated became a new parent organization for United State Bank.

View Profile May 01 1980

Durham State Bank

Acquisition: United State Bank acquired a new subsidiary, Durham State Bank , 88 years

View Profile Aug 23 1936

United State Bank

United State Bank was established 96 years ago and is currently headquartered in Lewistown, MO.

Sep 08 1928
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Durham State Bank Seller Failure 8/23/1936
Relationships Role Relationship Start Relationship End
River Valley Bancshares, Incorporated Parent 6/8/1995
River Valley Bancshares, Incorporated Parent 12/31/1993 6/7/1995
River Valley Bancshares, Incorporated Parent 12/31/1992 12/30/1993
River Valley Bancshares, Incorporated Parent 12/31/1984 12/30/1992
River Valley Bancshares, Incorporated Parent 5/1/1980 12/30/1984
Usb Holdings Llc Subsidary 1/8/2013
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