United Southern Bank
Umatilla, FL — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | United Southern Bank | All Insured Commercial Banks in Florida |
Interest and Fees on Loans | 13,605 | 17,732 |
Income from Lease Financing Receivables | — | 0 |
— | 43 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 22 |
Income on Loans and Leases (TE) | 13,605 | 17,770 |
Investment Interest Income (TE) | 1,955 | 2,218 |
Total Interest Income (TE) | 16,136 | 20,559 |
Total Interest Expense | 766 | 2,162 |
Net Interest Income (TE) | 15,370 | 18,272 |
Non-Interest Income | 3,493 | 3,794 |
Adjusted Operating Income (TE) | 18,863 | 22,711 |
Non-interest Expense | 13,784 | 16,000 |
Provision for Loan & Lease Losses | -150 | 402 |
Pretax Operating Income (TE) | 5,229 | 6,153 |
Pretax Net Operating Income (TE) | 5,229 | 6,294 |
Applicable Income Taxes | 1,893 | 1,702 |
Net Operating Income | 3,315 | 4,381 |
Net Income | 3,315 | 4,381 |
Cash Dividends Declared | 1,185 | 1,082 |
Retained Earnings | 2,130 | 2,782 |