United Security Bank
Fresno, CA — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | United Security Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 28,183 | 39,600 |
Income from Lease Financing Receivables | — | 93 |
— | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 21 |
Income on Loans and Leases (TE) | 28,183 | 39,939 |
Investment Interest Income (TE) | 816 | 4,547 |
Total Interest Income (TE) | 29,576 | 46,718 |
Total Interest Expense | 1,166 | 3,460 |
Net Interest Income (TE) | 28,410 | 42,511 |
Non-Interest Income | 4,698 | 7,405 |
Adjusted Operating Income (TE) | 33,108 | 56,117 |
Non-interest Expense | 19,876 | 31,848 |
Provision for Loan & Lease Losses | -21 | 726 |
Pretax Operating Income (TE) | 13,253 | 20,596 |
Pretax Net Operating Income (TE) | 13,253 | 21,052 |
Applicable Income Taxes | 5,280 | 7,212 |
Net Operating Income | 7,973 | 12,949 |
Net Income | 7,973 | 12,577 |
Cash Dividends Declared | 424 | 2,927 |
Retained Earnings | 7,549 | 8,927 |