Net Income Analysis ( % relative to Total Revenue )
Income Statement United New Mexico Bank All Insured Commercial Banks in New Mexico
Interest and Fees on Loans 144,529 10,407
Income from Lease Financing Receivables 778 122
12 126
Estimated Tax Benefit from Tax-Exempt Loan Income 6 37
Income on Loans and Leases (TE) 145,313 10,424
Investment Interest Income (TE) 50,295 3,025
Total Interest Income (TE) 207,617 10,672
Total Interest Expense 36,078 2,693
Net Interest Income (TE) 171,539 7,978
Non-Interest Income 85,416 2,822
Adjusted Operating Income (TE) 256,955 9,999
Non-interest Expense 203,753 6,285
Provision for Loan & Lease Losses 7,116 914
Pretax Operating Income (TE) 46,086 4,567
Pretax Net Operating Income (TE) 46,216 4,632
Applicable Income Taxes 13,321 2,028
Net Operating Income 31,217 3,388
Net Income 31,217 3,388
Cash Dividends Declared 30,000 2,622
Retained Earnings 1,217 1,554