United Fidelity Bank, Fsb
Evansville, IN — Federal Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | United Fidelity Bank, Fsb | All Insured Savings Banks in Indiana |
| Interest and Fees on Loans | 4,692 | 5,745 |
| Income from Lease Financing Receivables | 730 | 0 |
| — | 13 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 7 |
| Income on Loans and Leases (TE) | 5,422 | 5,785 |
| Investment Interest Income (TE) | 7,430 | 1,343 |
| Total Interest Income (TE) | 13,095 | 7,276 |
| Total Interest Expense | 1,539 | 855 |
| Net Interest Income (TE) | 11,556 | 6,421 |
| Non-Interest Income | 15,746 | 2,562 |
| Adjusted Operating Income (TE) | 27,302 | 9,383 |
| Non-interest Expense | 13,783 | 7,022 |
| Provision for Loan & Lease Losses | 120 | 156 |
| Pretax Operating Income (TE) | 13,399 | 2,185 |
| Pretax Net Operating Income (TE) | 13,848 | 2,256 |
| Applicable Income Taxes | 3,855 | 507 |
| Net Operating Income | 9,138 | 1,502 |
| Net Income | 9,138 | 1,502 |
| Cash Dividends Declared | — | 455 |
| Retained Earnings | 9,138 | 920 |