United Cumberland Bank
Whitley City, KY — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | United Cumberland Bank | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 8,565 | 6,546 |
Income from Lease Financing Receivables | — | 1 |
83 | 32 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 43 | 16 |
Income on Loans and Leases (TE) | 8,608 | 6,573 |
Investment Interest Income (TE) | 1,110 | 1,255 |
Total Interest Income (TE) | 9,793 | 7,978 |
Total Interest Expense | 1,132 | 830 |
Net Interest Income (TE) | 8,661 | 7,113 |
Non-Interest Income | 1,780 | 1,685 |
Adjusted Operating Income (TE) | 10,441 | 8,937 |
Non-interest Expense | 6,846 | 6,223 |
Provision for Loan & Lease Losses | 250 | 166 |
Pretax Operating Income (TE) | 3,345 | 2,467 |
Pretax Net Operating Income (TE) | 3,356 | 2,576 |
Applicable Income Taxes | 120 | 347 |
Net Operating Income | 2,982 | 1,976 |
Net Income | 2,982 | 1,976 |
Cash Dividends Declared | 2,450 | 1,004 |
Retained Earnings | 532 | 975 |