United Communities National Bank
Winchester, IN — Domestic Branch of a Domestic Bank
Acquired Apr 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | United Communities National Bank | All Insured Commercial Banks in Indiana |
Interest and Fees on Loans | 5,007 | 4,076 |
Income from Lease Financing Receivables | — | 1,135 |
23 | 116 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 10 | 60 |
Income on Loans and Leases (TE) | 5,017 | 4,135 |
Investment Interest Income (TE) | 466 | 983 |
Total Interest Income (TE) | 5,526 | 5,036 |
Total Interest Expense | 2,475 | 2,348 |
Net Interest Income (TE) | 3,051 | 2,689 |
Non-Interest Income | 748 | 770 |
Adjusted Operating Income (TE) | 3,799 | 3,397 |
Non-interest Expense | 1,853 | 2,202 |
Provision for Loan & Lease Losses | 120 | 464 |
Pretax Operating Income (TE) | 1,826 | 1,498 |
Pretax Net Operating Income (TE) | 1,826 | 1,511 |
Applicable Income Taxes | 572 | 488 |
Net Operating Income | 1,166 | 992 |
Net Income | 1,166 | 992 |
Cash Dividends Declared | 510 | 2,279 |
Retained Earnings | 656 | 637 |