United Bank
Atmore, AL — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | United Bank | All Insured Commercial Banks in Alabama |
Interest and Fees on Loans | 11,627 | 6,171 |
Income from Lease Financing Receivables | — | 0 |
53 | 45 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 27 | 22 |
Income on Loans and Leases (TE) | 11,654 | 6,208 |
Investment Interest Income (TE) | 2,257 | 1,394 |
Total Interest Income (TE) | 14,089 | 7,911 |
Total Interest Expense | 1,059 | 896 |
Net Interest Income (TE) | 13,030 | 6,985 |
Non-Interest Income | 4,131 | 1,452 |
Adjusted Operating Income (TE) | 17,161 | 8,441 |
Non-interest Expense | 12,893 | 5,558 |
Provision for Loan & Lease Losses | 200 | 263 |
Pretax Operating Income (TE) | 4,068 | 2,672 |
Pretax Net Operating Income (TE) | 4,314 | 2,777 |
Applicable Income Taxes | 1,215 | 524 |
Net Operating Income | 2,817 | 1,948 |
Net Income | 2,817 | 1,948 |
Cash Dividends Declared | 540 | 591 |
Retained Earnings | 2,277 | 1,289 |