United Bank & Trust Company
Versailles, KY — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | United Bank & Trust Company | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 15,379 | 8,828 |
Income from Lease Financing Receivables | — | 2 |
127 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 65 | 22 |
Income on Loans and Leases (TE) | 15,444 | 8,864 |
Investment Interest Income (TE) | 2,679 | 1,656 |
Total Interest Income (TE) | 18,349 | 10,728 |
Total Interest Expense | 2,087 | 1,106 |
Net Interest Income (TE) | 16,262 | 9,572 |
Non-Interest Income | 2,785 | 2,231 |
Adjusted Operating Income (TE) | 19,047 | 12,006 |
Non-interest Expense | 17,369 | 8,402 |
Provision for Loan & Lease Losses | 1 | 243 |
Pretax Operating Income (TE) | 1,677 | 3,259 |
Pretax Net Operating Income (TE) | 3,431 | 3,369 |
Applicable Income Taxes | 985 | 444 |
Net Operating Income | 2,308 | 2,592 |
Net Income | 2,308 | 2,592 |
Cash Dividends Declared | 10,000 | 1,549 |
Retained Earnings | -7,692 | 1,045 |