Net Income Analysis ( % relative to Total Revenue )
Income Statement United Bank, National Association All Insured Commercial Banks in Ohio
Interest and Fees on Loans 3,595 7,895
Income from Lease Financing Receivables 31 42,261
83 1,796
Estimated Tax Benefit from Tax-Exempt Loan Income 41 717
Income on Loans and Leases (TE) 3,667 7,925
Investment Interest Income (TE) 1,897 5,130
Total Interest Income (TE) 5,810 7,348
Total Interest Expense 1,870 3,046
Net Interest Income (TE) 3,940 4,304
Non-Interest Income 1,312 1,423
Adjusted Operating Income (TE) 5,252 5,545
Non-interest Expense 2,811 3,482
Provision for Loan & Lease Losses — 93,553
Pretax Operating Income (TE) 2,491 74,497
Pretax Net Operating Income (TE) 2,549 77,985
Applicable Income Taxes 816 33,825
Net Operating Income 1,685 51,738
Net Income 1,685 51,738
Cash Dividends Declared — 26,607
Retained Earnings 1,685 38,631