United Americas Bank, National Association
Atlanta, GA — National Bank
Acquired Dec 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | United Americas Bank, National Association | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 6,558 | 6,310 |
Income from Lease Financing Receivables | — | 0 |
— | 15 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 3 |
Income on Loans and Leases (TE) | 6,558 | 6,318 |
Investment Interest Income (TE) | 363 | 820 |
Total Interest Income (TE) | 6,993 | 7,200 |
Total Interest Expense | 3,500 | 2,588 |
Net Interest Income (TE) | 3,493 | 4,546 |
Non-Interest Income | 837 | 817 |
Adjusted Operating Income (TE) | 4,330 | 5,470 |
Non-interest Expense | 5,865 | 4,828 |
Provision for Loan & Lease Losses | 12,994 | 2,024 |
Pretax Operating Income (TE) | -14,529 | -1,288 |
Pretax Net Operating Income (TE) | -14,516 | -1,120 |
Applicable Income Taxes | 1,552 | 31 |
Net Operating Income | -16,068 | -1,074 |
Net Income | -16,068 | -1,076 |
Cash Dividends Declared | — | 46 |
Retained Earnings | -16,068 | -1,147 |