Unionbank/Central
Princeton, IL — Domestic Branch of a Domestic Bank
Acquired Mar 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Unionbank/Central | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 6,243 | 6,365 |
Income from Lease Financing Receivables | 33 | 6,363 |
74 | 275 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 38 | 149 |
Income on Loans and Leases (TE) | 6,314 | 6,440 |
Investment Interest Income (TE) | 2,015 | 1,872 |
Total Interest Income (TE) | 8,447 | 8,431 |
Total Interest Expense | 3,641 | 3,114 |
Net Interest Income (TE) | 4,806 | 5,279 |
Non-Interest Income | 431 | 1,100 |
Adjusted Operating Income (TE) | 5,237 | 6,538 |
Non-interest Expense | 3,008 | 3,835 |
Provision for Loan & Lease Losses | 360 | 4,873 |
Pretax Operating Income (TE) | 1,869 | 11,552 |
Pretax Net Operating Income (TE) | 1,960 | 5,430 |
Applicable Income Taxes | 603 | 4,061 |
Net Operating Income | 1,243 | 3,726 |
Net Income | 1,243 | 3,725 |
Cash Dividends Declared | 737 | 4,600 |
Retained Earnings | 506 | 4,948 |