Union State Bank
Pell City, AL — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Union State Bank | All Insured Commercial Banks in Alabama |
Interest and Fees on Loans | 4,428 | 8,354 |
Income from Lease Financing Receivables | 209 | 0 |
— | 61 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 30 |
Income on Loans and Leases (TE) | 4,637 | 8,404 |
Investment Interest Income (TE) | 1,260 | 1,854 |
Total Interest Income (TE) | 6,096 | 10,667 |
Total Interest Expense | 554 | 1,209 |
Net Interest Income (TE) | 5,542 | 9,419 |
Non-Interest Income | 3,048 | 1,915 |
Adjusted Operating Income (TE) | 8,590 | 11,331 |
Non-interest Expense | 8,722 | 7,466 |
Provision for Loan & Lease Losses | — | 339 |
Pretax Operating Income (TE) | -132 | 3,581 |
Pretax Net Operating Income (TE) | -21 | 3,690 |
Applicable Income Taxes | — | 694 |
Net Operating Income | -21 | 2,603 |
Net Income | -21 | 2,603 |
Cash Dividends Declared | — | 1,049 |
Retained Earnings | -21 | 1,520 |