Union Bank & Trust
Denver, CO — Domestic Branch of a Domestic Bank
Acquired Jan 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Union Bank & Trust | All Insured Commercial Banks in Colorado |
Interest and Fees on Loans | 846 | 8,094 |
Income from Lease Financing Receivables | — | 108 |
— | 88 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 45 |
Income on Loans and Leases (TE) | 846 | 8,138 |
Investment Interest Income (TE) | 303 | 2,690 |
Total Interest Income (TE) | 1,159 | 8,731 |
Total Interest Expense | 349 | 2,310 |
Net Interest Income (TE) | 810 | 6,378 |
Non-Interest Income | 88 | 1,869 |
Adjusted Operating Income (TE) | 898 | 8,189 |
Non-interest Expense | 510 | 4,799 |
Provision for Loan & Lease Losses | — | 1,179 |
Pretax Operating Income (TE) | 388 | 7,440 |
Pretax Net Operating Income (TE) | 388 | 7,566 |
Applicable Income Taxes | 115 | 2,823 |
Net Operating Income | 247 | 5,032 |
Net Income | 247 | 5,033 |
Cash Dividends Declared | — | 4,988 |
Retained Earnings | 247 | 1,466 |