Efficiency Ratio Over Time
Efficiency Ratio Union Bank & Trust Company All Insured Commercial Banks in Tennessee
12-31-2016 52.698 69.386
09-30-2016 52.918 69.074
06-30-2016 52.114 69.175
03-31-2016 50.839 69.772
12-31-2015 50.537 71.67
09-30-2015 49.074 71.393
06-30-2015 48.369 71.347
03-31-2015 47.681 71.604
12-31-2014 49.759 71.978
09-30-2014 50.296 71.431
06-30-2014 49.055 72.281
03-31-2014 46.887 72.859
12-31-2013 51.555 72.831
09-30-2013 51.821 71.947
06-30-2013 52.204 72.339
03-31-2013 54.058 73.06
12-31-2012 48.686 72.788
09-30-2012 47.921 72.3
06-30-2012 47.755 72.159
03-31-2012 47.3 70.962
12-31-2011 47.238 74.565
09-30-2011 48.518 73.347
06-30-2011 50.41 74.593
03-31-2011 46.642 74.44
12-31-2010 48.686 74.786
09-30-2010 47.811 73.288
06-30-2010 47.768 73.208
03-31-2010 47.41 74.142
12-31-2009 49.147 78.956
09-30-2009 48.939 78.914
06-30-2009 50.965 79.484
03-31-2009 40.746 76.46
12-31-2008 46.044 76.123
09-30-2008 45.159 73.333
06-30-2008 44.97 73.064
03-31-2008 47.296 73.535
12-31-2007 51.271 71.353
09-30-2007 51.255 70.14
06-30-2007 51.624 70.181
03-31-2007 48.89 69.593
12-31-2006 51.99 69.255
09-30-2006 48.944 67.968
06-30-2006 48.326 68.089
03-31-2006 53.001 68.881
12-31-2005 58.525 68.603
09-30-2005 54.312 67.371
06-30-2005 54.685 67.28
03-31-2005 57.242 67.669
12-31-2004 55.492 67.909
09-30-2004 54.383 67.78
06-30-2004 54.059 67.917
03-31-2004 52.198 67.404
12-31-2003 53.813 67.065
09-30-2003 53.09 66.477
06-30-2003 56.865 67.007
03-31-2003 54.258 67.319
12-31-2002 46.345 65.163