Vitals
  • Total Assets
    83.6M 1.5 %
  • Total Deposits
    72.5M 1.6 %
  • Total Net Loans
    57.8M 1.4 %
  • Net Income
    1.7M -10.4 %
  • Book Value
    10.8M -0.1 %
  • Book Value x2
    21.6M -0.1 %
  • Book Value x3
    32.4M -0.1 %
ROAA

2.003

ROAE

15.727

Efficiency Ratio

52.698

Net Interest Margin

5.24

Balance Sheet Highlights
Financial Highlights Union Bank & Trust Company All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 83,625 350,717
Total Net Loans 57,757 240,957
Total Deposits 72,513 296,573
Total Equity 10,786 37,152
Profitability
Net Income 1,658 3,593
Return on Average Assets 2.003 .956
Return on Average Equity 15.727 8.82
Net Interest Margin 5.24 4.036
Efficiency Ratio 52.698 69.386
Noninterest Income/Revenue 7.05 17.129
Balance Sheet Ratios
Loan-to-Deposit 79.651 77.925
Securities/Assets .193 .166
Total Equity/Total Assets .129 .106
Tangible Equity/Tangible Assets .129 .103
Capital Adequacy
Tier 1 Common Capital 10,980 35,983
Tier 1 Capital 10,980 36,157
Tier 2 Capital 676 2,649
Total Capital 11,656 38,803
Total Risk Weighted Assets 53,825 253,332
Leverage Ratio 13.24 10.564
Common Equity Tier 1 Capital Ratio 20.4 15.215
Tier 1 Capital Ratio 20.4 15.278
Total Capital Ratio 21.66 16.362

Timeline for Union Bank & Trust Company

Overton Life Insurance Company

Overton Life Insurance Company became a new subsidiary organization for Union Bank & Trust Company.

View Profile Jul 20 1998

Union Holdings, Inc.

Union Holdings, Inc. became a new subsidiary organization for Union Bank & Trust Company.

View Profile Jan 01 1995

Overton Financial Services, Inc.

Overton Financial Services, Inc. became a new parent organization for Union Bank & Trust Company.

View Profile Nov 22 1982

Union Bank & Trust Company

Union Bank & Trust Company was established 92 years ago and is currently headquartered in Livingston, TN.

Jan 01 1932
Relationships Role Relationship Start Relationship End
Overton Financial Services, Inc. Parent 1/1/2000
Overton Financial Services, Inc. Parent 11/19/1985 12/31/1999
Overton Financial Services, Inc. Parent 12/31/1984 11/18/1985
Overton Financial Services, Inc. Parent 11/22/1982 12/30/1984
Union Holdings, Inc. Subsidary 6/30/2007
Overton Life Insurance Company Subsidary 6/30/2007
Union Holdings, Inc. Subsidary 1/1/1995 6/29/2007
Overton Life Insurance Company Subsidary 7/20/1998 6/29/2007
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