Net Income Analysis ( % relative to Total Revenue )
Income Statement Umb Bank, National Association All Insured Commercial Banks in Missouri
Interest and Fees on Loans 386,785 8,346
Income from Lease Financing Receivables 892 6
33 27
Estimated Tax Benefit from Tax-Exempt Loan Income 18 13
Income on Loans and Leases (TE) 387,695 8,380
Investment Interest Income (TE) 160,710 1,007
Total Interest Income (TE) 555,077 9,598
Total Interest Expense 24,440 957
Net Interest Income (TE) 530,637 8,596
Non-Interest Income 284,797 1,957
Adjusted Operating Income (TE) 815,434 10,610
Non-interest Expense 566,124 6,886
Provision for Loan & Lease Losses 32,500 275
Pretax Operating Income (TE) 216,810 3,421
Pretax Net Operating Income (TE) 225,319 3,495
Applicable Income Taxes 45,004 604
Net Operating Income 149,551 2,724
Net Income 149,551 2,724
Cash Dividends Declared 30,000 1,137
Retained Earnings 119,551 1,380