Net Income Analysis ( % relative to Total Revenue )
Income Statement Umb Bank Arizona, National Association All Insured Commercial Banks in Arizona
Interest and Fees on Loans 4,337 7,874
Income from Lease Financing Receivables — 6
— 16
Estimated Tax Benefit from Tax-Exempt Loan Income — 8
Income on Loans and Leases (TE) 4,337 7,994
Investment Interest Income (TE) 153 949
Total Interest Income (TE) 4,514 9,157
Total Interest Expense 246 1,066
Net Interest Income (TE) 4,268 8,072
Non-Interest Income 534 2,520
Adjusted Operating Income (TE) 4,802 10,979
Non-interest Expense 2,748 7,838
Provision for Loan & Lease Losses 75 370
Pretax Operating Income (TE) 1,979 2,394
Pretax Net Operating Income (TE) 1,979 2,458
Applicable Income Taxes 700 449
Net Operating Income 1,279 2,062
Net Income 1,279 2,062
Cash Dividends Declared — 701
Retained Earnings 1,279 1,153