Efficiency Ratio Over Time
Efficiency Ratio Ulster Savings Bank All Insured Savings Banks in New York
12-31-2016 92.843 79.875
09-30-2016 93.549 80.244
06-30-2016 93.846 80.761
03-31-2016 91.251 81.891
12-31-2015 95.539 81.188
09-30-2015 93.202 80.78
06-30-2015 93.55 81.625
03-31-2015 89.283 81.144
12-31-2014 91.258 81.5
09-30-2014 92.157 81.154
06-30-2014 91.838 82.036
03-31-2014 96.904 82.469
12-31-2013 83.699 83.047
09-30-2013 82.354 80.42
06-30-2013 76.497 78.514
03-31-2013 76.571 79.595
12-31-2012 76.081 76.852
09-30-2012 75.409 75.931
06-30-2012 73.945 75.541
03-31-2012 71.106 76.87
12-31-2011 85.144 72.595
09-30-2011 86.261 73.05
06-30-2011 84.694 70.955
03-31-2011 83.691 70.532
12-31-2010 84.303 71.676
09-30-2010 86.724 72.023
06-30-2010 88.464 72.438
03-31-2010 81.9 71.936
12-31-2009 86.857 75.523
09-30-2009 81.688 75.325
06-30-2009 75.173 74.64
03-31-2009 82.469 74.76
12-31-2008 90.942 70.849
09-30-2008 92.154 71.76
06-30-2008 92.976 74.455
03-31-2008 93.9 74.057
12-31-2007 89.973 68.566
09-30-2007 86.545 67.443
06-30-2007 84.198 67.274
03-31-2007 82.583 69.754
12-31-2006 90.404 69.186
09-30-2006 87.362 69.352
06-30-2006 84.343 70.466
03-31-2006 81.503 70.109
12-31-2005 89.996 69.241
09-30-2005 89.315 67.609
06-30-2005 87.71 67.453
03-31-2005 84.535 67.149
12-31-2004 90.077 64.696
09-30-2004 91.227 65.084
06-30-2004 92.159 64.915
03-31-2004 94.605 64.837
12-31-2003 82.602 64.774
09-30-2003 77.81 62.46
06-30-2003 72.067 61.819
03-31-2003 63.196 60.994
12-31-2002 75.437 62.443