Assets
Liabilities
Assets Ulster Savings Bank All Insured Savings Banks in New York
Total Assets 817,813,000 1,085,598,951
Loans & Leases 596,457,000 834,967,902
Real Estate Loans 592,274 795,968
Commercial Loans 11,339 42,309
Individual Loans 576 3,567
Agricultural Loans — 55
Other Loans and Leases in Domestic and Foreign Offices 360 1,206
Loan and Lease Allowance (8,092) (8,129)
Unearned Income on Loans — (7)
Securities 84,110,000 145,068,366
U.S. Treasury and Agency Securities 70,442 109,808
Municipal Securities — 9,157
Foreign Debt Securities 285 47
All Other Securities 13,383 26,057
Cash & Balances due from depository institutions 59,730,000 41,700,268
Noninterest-Bearing Cash and Due From Banks 7,856 9,981
Interest-Bearing Bank Balances 51,874 31,720
Federal Funds Sold and Resales — 433
Trading Account Assets — 532
Premises and fixed assets (including capitalized leases) 21,278 12,295
Other Real Estate Owned 686 1,072
Direct and Indirect Investments in Real Estate Ventures 438 13
Investment in Unconsolidated Subsidiaries — 3
Acceptances and Other Assets 55,114 49,516
Liabilities Ulster Savings Bank All Insured Savings Banks in New York
Total Liabilities 817,815,000 1,233,802,610
Deposits 724,931,000 1,070,956,341
Demand Deposits 29,495 58,198
All NOW & ATS Accounts 30,056 28,273
Money Market Deposit Accounts 61,744 254,164
Other Nontransaction Savings 391,550 381,211
Time Deposits At Or Below Insurance Limit 159,483 218,851
Fully Insured Brokered Deposits — 12,027
Less: Fully Insured Brokered Deposits — (12,027)
Time Deposits Above Insurance Limit 34,961 32,599
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year 5,000 43,736
Federal Funds Purchased & Resales — 7,568
Federal Home Loan Bank Borrowing Maturing Over One Year 10,000 32,200
Other Borrowings Maturing Under One Year — 3
Other Borrowing Maturing Over One Year — 233
Acceptances & Other Liabilities 2,642 13,920
Capital 92,884,000 162,846,268
Subordinated Notes and Debentures — 0
Total Equity 92,884 162,846